, one of the leading financial institutions in the United Arab Emirates, offers a wide range of credit cards designed to cater to various lifestyles and spending habits. In this review, we’ll take a closer look at what Mashreq Bank credit cards have to offer and how you can apply for one.
A Closer Look at Mashreq Bank’s Credit Card Offerings
Mashreq Bank, one of the leading financial institutions in the United Arab Emirates, offers a diverse range of credit cards designed to cater to various lifestyles and spending habits. Whether you’re a frequent traveler, a dining enthusiast, or a cashback seeker, Mashreq Bank has a credit card that aligns with your needs. Let’s dive into the details of their main credit card offerings and explore the benefits each card brings to the table.
Mashreq Solitaire Credit Card: Unparalleled Rewards and Privileges
is a premium offering that rewards you generously for your spending while providing an array of luxurious benefits. With this card, you can earn Salaam Points on all your purchases, with bonus points for international transactions, travel expenses, and local spends. These points can be redeemed for a wide range of options, including travel, shopping, and dining.
In addition to the rewarding points system, the Mashreq Solitaire Credit Card offers complimentary airport lounge access to over 1,000 lounges worldwide, ensuring a comfortable and relaxing experience during your travels. You can also enjoy complimentary valet parking in Dubai and Abu Dhabi, as well as unlimited complimentary visits to Fitness First gyms with a minimum spend requirement. What’s more, the card provides complimentary airport transfers in Dubai and Abu Dhabi, making your travel experience even more convenient.
As a welcome bonus, new customers can receive up to AED 2,500 when meeting the specified spending criteria, while existing customers can enjoy a bonus of up to AED 500.
Mashreq Platinum Elite Credit Card: Elevated Lifestyle Benefits
is another premium option that offers a range of lifestyle benefits to enhance your daily experiences. With this card, you can earn Salaam Points on all your spends, with bonus points for international transactions, dining, and supermarket purchases.
One of the standout features of the Mashreq Platinum Elite Credit Card is the complimentary access to Fitness First gyms, allowing you to enjoy up to 8 visits per month. You can also take advantage of complimentary airport lounge access and airport transfers, making your travel experiences more comfortable and convenient.
Movie enthusiasts will appreciate the 50% discount on movie tickets at major cinema chains, allowing you to enjoy your favorite films at half the price. The card also offers a welcome bonus of up to AED 1,500 for new customers and up to AED 200 for existing customers, providing an extra incentive to start using the card.
Mashreq Cashback Credit Card: Maximize Your Cashback Earnings
For those who prioritize cashback rewards, is an excellent choice. This card offers an impressive 5% cashback on international and local dining spends, allowing you to save money while indulging in your favorite culinary experiences. You can also earn 2% cashback on other international spends and up to 1% cashback on local spends.
The Mashreq Cashback Credit Card has no annual fees, making it a cost-effective option for those looking to maximize their cashback earnings without incurring additional charges. New customers can enjoy a welcome bonus of up to AED 1,000, while existing customers can receive up to AED 100 when meeting the specified spending criteria.
Additional benefits of the Mashreq Cashback Credit Card include 20% cashback at select merchants for the first 6 months, dining discounts through the DragonFly & Dine Programme, and access to Visa MENA Offers powered by Entertainer, which provides 2-for-1 deals on food, entertainment, shopping, and travel discounts.
Mashreq noon VIP Credit Card: Accelerated Cashback for Online Shopping
is tailor-made for online shopping enthusiasts, particularly those who frequently shop on noon, Sivvi, and NowNow platforms. With this card, you can enjoy an accelerated cashback rate of 5% on all purchases made on these platforms, allowing you to save significantly on your online shopping expenses.
For all other spends, the Mashreq noon VIP Credit Card offers a 1% cashback rate, providing a consistent way to earn rewards on your everyday purchases. As an added perk, you can enjoy free delivery on noon express orders across the UAE, making your online shopping experience even more convenient and cost-effective.
New customers can take advantage of a welcome bonus of up to AED 1,000 when meeting the specified spending criteria, while existing customers can receive up to AED 100. The card also comes with an instant digital card feature, allowing you to start shopping online immediately without waiting for the physical card to arrive.
With no annual fees and priority customer service, the Mashreq noon VIP Credit Card is an attractive option for frequent online shoppers looking to maximize their cashback earnings and enjoy a seamless shopping experience.
Read more about Mashreq:
Benefits of Mashreq Bank Credit Cards
Mashreq Bank credit cards come with a variety of benefits, including:
- Rewards Points: Cardholders can earn reward points on every purchase made using their Mashreq Bank credit card. These points can be redeemed for various options, such as travel, shopping, dining, and more.
- Cashback: Some Mashreq Bank credit cards offer cashback on purchases, allowing cardholders to save money while they spend.
- Travel Benefits: Mashreq Bank credit cards offer exclusive travel privileges, including airport lounge access, travel insurance, and discounts on flights and hotels.
- Lifestyle Privileges: Cardholders can enjoy a range of lifestyle benefits, such as dining deals and entertainment discounts.
- Zero Liability: Mashreq Bank’s Zero Liability policy ensures that cardholders are not held responsible for any unauthorized transactions made using their credit card.
Read more about Mashreq:
How to Apply for a Mashreq Bank Credit Card
To apply for a Mashreq Bank credit card, follow these steps:
- Visit the Mashreq Bank website or your nearest branch.
- Browse through the available credit card options and choose the one that best suits your needs.
- Fill out the online application form or collect an application form from the branch.
- Submit the required documents, including your Emirates ID, passport copy, and salary certificate.
- Wait for the approval process, which usually takes a few working days.
- Once approved, your Mashreq Bank credit card will be delivered to your registered address.
Mashreq Bank Head Office and Leadership
Mashreq Bank’s head office is located in Dubai, United Arab Emirates, and is led by a team of experienced professionals:
| Head Office Address | Key Leadership |
|---|---|
| Mashreq Bank Head Office | Ahmed Abdelaal – Group Chief Executive Officer |
| Mashreq Bank Building, Dubai, UAE | Nabeel Waheed – Group Head of Retail Banking |
| P.O. Box 1250 | Sridhar Iyer – Head of Mashreq Gold & Executive Vice President |
| Tel: +971 4 424 4444 | |
| Email: [email protected] |
Frequently Asked Questions (FAQ)
- What is the minimum salary requirement for a Mashreq Bank credit card? The minimum salary requirement varies depending on the type of credit card you choose. Generally, the minimum salary ranges from AED 5,000 to AED 25,000 per month.
- How long does it take to receive my Mashreq Bank credit card after applying? Once your application is approved, you can expect to receive your Mashreq Bank credit card within 7 to 10 working days.
- Can I apply for a Mashreq Bank credit card if I don’t have a bank account with them? Yes, you can apply for a Mashreq Bank credit card even if you don’t have a bank account with them. However, having a Mashreq Bank account may expedite the application process and provide additional benefits.
- How can I redeem my reward points? You can redeem your reward points through the Mashreq Bank online banking portal, mobile app, or by contacting the customer service center. The redemption options include travel bookings, shopping vouchers, cashback, and more.
- What should I do if my Mashreq Bank credit card is lost or stolen? If your Mashreq Bank credit card is lost or stolen, contact the bank’s customer service center immediately to report the incident and block your card. You can also do this through the Mashreq Bank mobile app or online banking portal.
Read more on CrunchDubai:
Mashreq Bank credit cards offer a range of benefits and rewards that cater to different lifestyles and spending habits. By carefully reviewing the options available and understanding the application process, you can choose the credit card that best suits your needs.
Vasilii Zakharov
This is a great review of Mashreq Bank credit cards! It’s useful to have a guide that breaks down the various options and perks. I am particularly interested in learning more about the application process, as well as which cards are best suited for different spending habits. Thanks for sharing!