To our readers popular demand Ratibi card salary check, provided by First Abu Dhabi Bank (FAB) is popular among most people residing in U.A.E.
These cards serve as payroll solution for employers to pay wages directly to employees’ cards. This method proves especially useful for individuals without traditional bank account.
The Ratibi Card
Ratibi card designed for salary disbursement particularly beneficial for employees earning up to AED 5000. These employees may not have access to traditional banking facilities. Card offers convenient, secure and cost-effective alternative. It assists in managing and receiving salaries without bank account.
How to Check Ratibi Card Balance:
- Online Portal
Cardholders can visit bank’s portal. They enter last two digits of Ratibi card and card ID to view their balance. - Mobile App
Mobile app allows users to check balance by logging in. Then they navigate to balance inquiry option. - ATM
Ratibi cardholders can also check balance at FAB ATMs. They insert card enter PIN and select balance details option.
Features and Benefits of the Ratibi Card:
- No Bank Account Required: Ratibi cards eliminate need for traditional bank account making it accessible for broader range of employees.
- Ease of Use: Card can be used like regular debit card for in-store and online purchases. ATM withdrawals are also possible.
- Security: Enhanced security exists with PIN protection. Compliance with UAE’s Wages Protection System (WPS) guidelines adds additional layer of safety.
- Free Personal Accident Insurance: Provides coverage in case of accidents. This offers financial security to cardholder.
- Global Acceptance: Ratibi cards are accepted worldwide wherever Visa/Mastercard is supported.
- No Minimum Balance or Monthly Fees: Users are not required to maintain minimum balance. Additionally, there are no monthly service charges.
Additional Services of Ratibi cards:
- Salary Advance: Cardholders can request up to 50% of salary in advance. This is subject to employer and FAB policies
- Money Transfer: Users can send money globally. This service is particularly useful for expatriates.
- Application and Eligibility: To obtain Ratibi card employer must have corporate account with FAB. Employee needs to be UAE resident and provide complete KYC information. Application process involves filling out necessary forms provided by employer. Then, these forms must be submitted to FAB.
This system is designed to streamline payroll process for both employers and employees. It ensures timely and secure salary payments. For more detailed information visit official FAB website. You can also access Ratibi balance inquiry portal for guidance.
Lost card replacement
If you lose Ratibi card you should report it immediately to First Abu Dhabi Bank (FAB) to prevent unauthorized use. This initiates process of obtaining replacement. Here’s general process for replacing lost Ratibi card
- Notify Bank: Contact FAB’s customer service immediately to report lost or stolen card. This can typically be done via bank’s customer service hotline. Alternatively, do this online through their website or by visiting branch in person
- Card Blocking: FAB will block lost card to prevent any fraudulent transactions
- Replacement Request: You will need to request replacement card. This might involve filling out certain forms. You may also need to provide identification and other verification details
- Issuance of New Card: Once your request processes FAB will issue new Ratibi card. There may be fee associated with replacement. This depends on bank’s policy
- Activation: When you receive new card, you may need to activate it. You can do this either online through FAB’s website or by phone
It’s important to keep contact information up to date with bank. This ensures quick alerts in case of any suspicious activities. It also aids in managing communications for situations like lost or stolen card
For more specific instructions assistance can be obtained by directly contacting FAB customer service or by visiting official website. This will provide direct and detailed guidance.
Replacement card fees
When you need to replace lost Ratibi card First Abu Dhabi Bank (FAB) typically charges fee for issuing replacement. This fee helps cover administrative costs associated with producing new card and deactivating lost one. However, specific fee for replacing Ratibi card can vary. It is advisable to directly contact FAB. Alternatively check their official website for most current details regarding fee structure for replacement cards.
Online access setup
- Activating Your Card: For activation you can use FAB online portal or mobile app. Navigate to card activation section. You will be prompted to enter your Ratibi card number and other required details. Set up PIN for your card during this process. Complete necessary authentication steps to activate your card.
- Using Your Card Online: Once your card is activated and online access is set up you can use online portal or mobile app to check balances. You can view transaction history, transfer money and more. The app also allows you to perform transactions such as paying bills or recharging mobile phones This setup not only facilitates easy management of your finances but also enhances security by providing features like instant notifications for transactions. You can block card if it gets lost or stolen For detailed instructions and assistance during setup you can refer to help sections on FAB’s website or contact their customer service directly This will ensure you have support if you encounter any issues during process.
- Transaction limits: The transaction limits for Ratibi card issued by First Abu Dhabi Bank (FAB), vary depending on specific banking services being used.
Daily Transaction Limit: For general transactions through mobile app or online banking there’s daily limit of AED 2,000 - ATM Transactions: For withdrawals and other ATM services limits can be different. They are usually defined by bank or can be customized depending on employer’s setup and specific agreements with FAB. It’s common for such cards to have both daily withdrawal limits and specific limits per transaction
- Maximum Card Balance: Maximum balance that can be held on card at any time is significantly high. This allows for flexibility in managing larger sums of money if necessary. To ensure you’re working within correct limits for your specific needs, especially if you’re dealing with high volumes or values it’s a good idea to consult directly with FAB. Check through your online banking portal where these limits are often detailed. This information can help you plan your financial transactions more effectively and avoid any inconvenience related to transaction limits